/home/thebankofcanton/public_html/wp-content/themes/boc-responsive/page.php 615

IRA Certificates of Deposit

IRA Certificates of Deposit

IRA Certificates of Deposit

CDs to Help You in Retirement

IRA CDs can provide you with long-term, tax-advantaged savings for retirement. You can choose between either a Traditional IRA or a Roth IRA. Each option has particular features that allow you to make the most of your tax savings. Our team can help you determine which IRA vehicle is right for your financial goals. Our IRA CDs come with:

  • Free Online Banking (view only)
  • Free Mobile Banking (view only)
  • Unlimited deposit insurance between the FDIC and DIF

Account Details

  • $500 minimum to open 1-, 2-, and 3-Year IRA CDs
  • Traditional and Roth IRA plans available
  • A penalty may be imposed for early withdrawal*
  • You must begin to withdraw funds at age 70 1/2

*Consult your tax advisor regarding federal and state penalties for withdrawals prior to age 59 1/2.

Related Products and Services


Whether you want free nationwide ATMs or a competitive interest rate, our free checking accounts offer great perks and no monthly service fees.

LEARN MORE

Enjoy secure, convenient access to your Bank of Canton accounts, with Online Banking, Mobile Banking, Apple Pay & Samsung Pay, and more.

LEARN MORE

With complimentary consultations and portfolio reviews, our team can help you identify and achieve your personal or business financial goals.

LEARN MORE