Conventional Mortgage Programs
Choice and Customization
At Bank of Canton, we offer a variety of conventional mortgage products with excellent rates, terms, and down payment options. Through relationships we’ve forged with our industry partners, we can offer extremely competitive rates on fixed- and adjustable-rate mortgages, both conforming and non-conforming (jumbo).
National Rates, Local Service
Here, you’ll enjoy the low rates and wide selection of a national mortgage company, plus you’ll get the personalized service and attention you expect from a local community bank. That’s how we’ve been able to help over 17,000 homebuyers and homeowners with financing since 2010.
Which Mortgage Is Right for You?
Our expert mortgage lenders are happy to review your specific situation in detail, and help you choose the option that best suits your needs. Call 888-828-1690 today, or contact your lender directly.
Our fixed-rate mortgages are ideal for borrowers seeking to lock in a fixed rate for the life of their loan. Borrowers can choose from several popular terms, or we can customize a different term upon request.
Adjustable-rate mortgages, or ARMs, offer borrowers a low, fixed interest rate for an initial period, followed by a variable interest rate over the remaining term. Adjustable rates are based on an index plus a margin, and will adjust annually based on changes to the underlying index. The amounts an ARM can adjust each year, and over the life of the loan, are typically capped.