First-Time Homebuyer Loan Programs

With our affordable first-time homebuyer loans, grants, and down payment assistance programs, your monthly mortgage payment could be lower than you think.

Variety of rates, terms and options
Grants to help cover down payment and closing costs
Mortgages with low or no down payment requirements
Easy online/mobile application

Thanks for requesting a quote

You’ve taken the first step – now it’s our turn. We’ll be in touch shortly during business hours to learn a little more about your specific situation and provide a clear picture of what your interest rate and monthly mortgage payment could be.

Thanks for contacting Bank of Canton. We look forward to helping you.

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Requesting a Quote

Your custom mortgage quote will be based on today’s rates and program availability. One of our mortgage specialists will give you a call to learn a little about your goals and circumstances, and determine which rates, loan types, and assistance programs you qualify for. We’ll then review your options with you, and let you decide how you’d like to proceed. There’s no obligation. Simply complete the short form to get started.

GRANTS AND DOWN PAYMENT ASSSISTANCE

Bank of Canton partners with local housing agencies (like MassHousing and FHLB Boston) to make homeownership more affordable. In addition to mortgages with below-market interest rates, we offer grants worth up to tens of thousands of dollars that eligible buyers can combine with down payment assistance programs. We’ll research all the first-time homebuyer loans and programs available to you and help you choose the best mortgage option for your budget.