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IRAs

Individual Retirement Accounts

IRAs are designed to provide you with long-term tax-advantaged savings for retirement. You can choose between either a Traditional IRA or a Roth IRA.  Each option has particular features that allow you to make the most of your tax savings. Speak with a Bank of Canton representative to learn more about our options and to determine which IRA type is right for your financial goals.

How it works

  • $500 minimum to open 1, 2, 3 Year IRA CDs
  • Traditional and Roth IRA plans available
  • A penalty may be imposed for early withdrawal
  • You must begin to withdraw funds at age 70 ½

Additional features

  • All deposits are fully insured by the FDIC and the DIF

*Consult your tax advisor regarding federal and state penalties for withdrawals prior to age 59 ½

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Featured Rates

Featured Deposit Rates

Personal Statement Savings
0.25% APY*
3 Year Certificate of Deposit
1.16% APY**

Featured Loan Rate

Home Mortgages
Call 888.828.1690 for details

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Calculators

Have questions regarding our Personal Banking Accounts?

Stop by your local Bank of Canton branch or call 888.828.1690.

Have questions regarding our Business Banking Accounts?

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Attention Bank of Canton Business Banking Customers

Federal Law prohibits businesses from performing transactions of any kind relating to unlawful Internet gambling using their Bank of Canton accounts. To learn more,please read our notice.

Have questions regarding our Mortgage options?

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Have questions regarding our Investment options?

Please call our experienced Financial Services Team at 781.737.1918.

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