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Mortgage Products & Programs

Bank of Canton offers a wide variety of mortgage products tailored to meet your needs whether you're purchasing, refinancing, or building a home. We’ll put our experience to work for you to find the right mortgage program to fit your circumstances. We’ll always provide clear explanations of all our products and our Mortgage Lending Team is always just a phone call or email away.

If you're looking to lock into a fixed monthly payment for the life of your mortgage, then our fixed rate mortgages are the option for you. Our experienced Mortgage Lending Team can customize a fixed rate plan that best fits your financial situation.

If you're looking to have lower initial mortgage payments, then an adjustable rate mortgage, or ARM, may be the option for you. An ARM starts at a fixed rate for a pre-determined period, and then adjusts annually. Our experienced Mortgage Lending Team can customize an ARM plan that best fits your short- and long-term needs.

If you are at least 62 years old and could benefit from extra cash to supplement your existing income, cover medical expenses, pay off your existing mortgage and other debts, or just enjoy life a bit more, a Bank of Canton Reverse Mortgage may be right for you.

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If you own a home, one of the smartest ways to get the money you need is to tap into your available equity. With interest rates that are typically lower than other installment loans and revolving credit accounts, a home equity line or loan may be your best option.

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We can address all of your company's mortgage needs including acquisitions, new constructions, and additions. Our experienced Business Lending Team will guide you through the process.

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Whether you're a homeowner, builder or developer, we can help you with all your construction borrowing needs. Let our dedicated Construction Lending Team use their knowledge and experience to facilitate your success.



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MassHousing is the state's affordable housing bank. Bank of Canton partners with MassHousing to lend money at rates below the conventional market to support affordable home ownership opportunities for low- and moderate-income residents of Massachusetts. We're proud to be the top bank in Massachusetts for providing MassHousing loans to first-time and minority homebuyers.

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If you're a first-time homebuyer, then you have a lot of things to consider before beginning your home search. There's no better place to turn than Bank of Canton -- the top bank in Massachusetts for providing MassHousing loans to first-time homebuyers. Our experienced Mortgage Lending Team can personally walk you through everything you'll need to know including how much mortgage you can qualify for, what types of loans and programs you should consider, what to expect on your closing date, etc. We also offer free pre-qualification so you'll know how much home you can qualify for before making an offer.

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Bank of Canton proudly partners with the US Department of Veteran Affairs to ensure our vets obtain the housing benefits they’ve earned through serving our country. Our mortgage lending team will work with eligible veterans from qualification to closing, and help ensure they receive a quality, affordable mortgage. With no down payment required and oftentimes lower rates, VA Loans could be the solution that's right for you.

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Have questions regarding our Personal Banking Accounts?

Stop by your local Bank of Canton branch or call 888.828.1690.

Have questions regarding our Business Banking Accounts?

Stop by your local Bank of Canton branch or call 888.828.1690.

Attention Bank of Canton Business Banking Customers

Federal Law prohibits businesses from performing transactions of any kind relating to unlawful Internet gambling using their Bank of Canton accounts. To learn more,please read our notice.

Have questions regarding our Mortgage options?

Please call our experienced Mortgage Lending Team at 888.828.1690.

Have questions regarding our Investment options?

Please call our experienced Financial Services Team at 781.737.1918.

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