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Protecting the privacy and confidentiality of your personal information is important to all of us at Bank of Canton. We value your business and the trust you put in us and want you to know that personal information about you will not be sold or rented to marketers. |
Privacy Policy
To help you better understand how we protect your personal information, we are providing you with the following statement describing our practices and policies with respect to your privacy.
Definitions
In order to inform you how we protect your privacy, it is important that we define some terms:
- Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources such as telephone directories.
- A nonaffiliated third party is a company that is not owned or controlled by us.
How We Protect Your Information
At Bank of Canton, we understand that the protection of your nonpublic personal information is of the utmost importance and maintain strict procedures and policies to safeguard your privacy. We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.
We restrict employee access to customer information to only those who have a business reason to know such information and we educate our employees about the importance of confidentiality and customer privacy. In addition, we maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Information We Collect
To offer you the financial products and services you seek, we collect, maintain and use nonpublic information about you on a routine basis. We may collect nonpublic personal information about you from such sources as:
- Applications and other forms
- Information about your transactions with us or others
- Information we receive from a consumer reporting agency
Information We Share
Under limited circumstances and in strict adherence to applicable law, we may disclose nonpublic personal information about you to nonaffiliated third parties. Such nonpublic information includes but is not limited to:
- Information about your transactions with us such as your account balance, payment history and information relating to your creditworthiness and credit history
Who Receives Information and Why
At times, we may be required to or may disclose nonpublic personal information about our customers or former customers as permitted or required by law. Disclosure may be made under the following circumstances:
- To comply with a court order
- To service your account
- To offer you products and services we believe you may find valuable
- To report to credit bureaus
- To manage risk and perform other financial services related activities
Service Providers / Joint Marketing Partners
To provide you with products or services that we believe may meet your financial needs, we may exchange nonpublic personal information (described under 'information we share' section of this statement) about you to nonaffiliated firms that conduct marketing services on our behalf, or with financial institution partners to offer jointly endorsed financial products or services such as securities broker-dealers and insurance companies.
Ending Customer Relationships
In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.
Electronic Privacy Notice
We may monitor the traffic flow on our Web site in order to enhance our online product and service offerings. We may collect and store general information about our Web site visitors such as the date and time a request was received; the products, services and tools which were accessed, and the Internet Protocol (IP) address or proxy address of the visitor's Internet service provider.
In order to provide the best possible service, we may use a "cookie" or a "session variable" as part of our interaction with your browser. Cookies are messages a web server places on a web browser. The message contains information that is then stored on your computer and sent back to the server when your browser requests pages from the server. Cookies provide added convenience to you by allowing you to apply for accounts or loans online, personalize your sessions, and providing non-personal information to us to allow us to understand and respond to our market. Similarly, session variables may be used on some of our pages in order to store your preferences or access information during a particular session. We do not use cookies or session variables to retrieve any information from your computer that you have not explicitly revealed. Cookies and session variables are commonly used on web sites and do not harm your system. You may disable them by making the appropriate selection from your browser options. If you do, you should know that you may be unable to use some of our online services.
We use personal access codes and passwords to identify our authorized online banking customers. Our security measures rely on these codes remaining confidential and we strongly recommend that you do not share these access codes and passwords with others.
If you have provided identification (i.e., name, address, etc.) via e-mail or information request forms, the information will only be used to communicate with you to handle your request.
Internet e-mail and our information request forms may not be secure. Therefore, we ask that when you communicate with us using e-mail or our information request forms, you send only information that is not of a confidential or sensitive nature. If you need to communicate personal information, such as your account number or social security number, for your protection, you may want to provide it to us by phone or regular mail. You may, at your own risk, e-mail us personal information when it is more convenient for you or you wish to obtain a quick response.
For your convenience, our web site may allow you to transfer to sites maintained by other organizations. You should be aware that any personal information you release on such linked internet sites is governed by the privacy policies of those organizations, and not that of the Bank of Canton.
Protecting children's identities and information online is important. The Bank of Canton does not knowingly solicit data from children online, nor do we market our online products and services to children.
To Reach Us
If you have any questions about this policy or about the privacy of customer information, please contact us.
